At Knowles Insurance, we take a holistic approach to managing risk. While risk transfer (insurance placement) is an integral part of our offering, it is one piece in a much larger puzzle. Our organization provides in-depth risk assessment and risk management advice to lower our clients’ total cost of risk.

Risk assessment includes using claims data and risk quantification information to educate our clients on the probability and severity of loss exposures. Combined with risk management advice, our clients are positioned to receive favorable outcomes in the insurance market.

When organizations better understand their risks and the ways to manage them, they can make better decisions on insurance coverage structure and risk management investment. We help our clients make these decisions by providing data-driven and risk-specific advice.

Our goal is to help businesses lower their total cost of risk through understanding their exposures and the way to better manage that risk.

Since 1963, our agency built its reputation on establishing long term relationships with our clients by providing quality insurance and risk management solutions aimed at reducing their total cost of risk. The foundation of our agency is built on our ethics and integrity, our knowledgeable and professional staff, and our insurance carrier relationships.

The origins of the company date back over 75 years, but it officially became Knowles Associates in 1963. Starting in the early 40’s, James J Knowles, Sr. worked as the manager for the Fitzsimmons Insurance Agency. His eldest son, Jim, joined the company in 1946 and his second son, Bob, followed in 1949. However, it wasn’t until 1963 that ownership transferred, and the company became Knowles Associates. In 1968, after the passing of James Knowles, Sr., Jim and Bob Knowles formed a partnership that continued until 1982. After working for Hartford Insurance Group, Robert J. Knowles, Jr. joined Knowles Associates in 1983. He purchased the agency in 1988 and is presently the agency’s principal.